Standard Loan Calculators

Fixed Rate PITI Loan Calculator

Calculates principal, interest, property tax, homeowners insurance, and mortgage insurance for fixed rate loans. The calculator includes an interest only option for calculating interest only payments on a loan. Prod uces a payment summary and an optional amortization schedule.

Adjustable Rate PITI Loan Calculator

Calculates principal, interest, property tax, homeowners insurance, and mortgage insurance for adjustable rate mortgages. The calculator includes an interest only option for calculating interest only payments. The index adjustment feature allows you to estimate future index increases or decreases which impact your future rates and payments Generates a payment summary and an optional amortization schedule.

Option ARM PITI Loan Calculator

Calculates principal, interest, property tax, homeowners insurance, and mortgage insurance for Option ARMs and other multiple payment or negative amortization loans. The calculator calculates the minimum, interest only, fully amortized, and 15 year payments. An annual index adjustment feature allows you to make an assumtion as to how your index will increase or decrease each year and how that affects your payment. Any of the payment options can be used to produce an amortization schedule with accumulated deferred interest.

Loan Comparison Calculators

Fixed Rate Loan Comparison

Compare two Fixed Rate loans side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule shows you the amortization side by side. Compare a 30yr Fixed to a 15yr fixed. Compare fully amortized vs. interest only.

ARM Loan Comparison

Compare two ARMs side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule shows you the amortization side by side. Compare a 5/1 Hybrid ARM to a 10/1 Hybrid ARM. Compare fully amortized vs. interest only. Compare LIBOR Index to Treasury Index. Use the annual index adjustment to predict how each index will increase or decrease each year.

ARM to Fixed Loan Comparison

Compare a monthly or hybrid ARM and a Fixed Rate loan side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule amortizes the loans side by side. Answers the classic question: "Fixed Rate or ARM?"

Option ARM Loan Comparison

Compare two Option ARMs side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule amortizes the loans side by side. Compare two indexes or margins. Compare a 30yr Option ARM to a 40yr Option ARM. Compare a standard Option ARM to a fixed payment Option ARM or Fixed Rate Option ARM."

Option ARM to Fixed Loan Comparison

Compare an Option ARM and a Fixed Rate Loan side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule amortizes the loans side by side. Pay principal or defer interest?"

Option ARM to ARM Comparison

Compare an Option ARM to a Monthly or Hybrid ARM side by side. Calculates principal, interest, property tax, homeowners insurance, and the optional mortgage insurance, and interest only payment. The amortization schedule amortizes the loans side by side. Compare a 3/1 or 5/1 Interest Only Loan to an Option ARM."

Advanced Calculators

NOTICE: You need to be a registered user to use the advanced calculators. If you are a registered user, login, otherwise you will need to register.

Broker Fee Calculator

Calculates my fee for most loan scenarios. Supports 1st loans, 2nd loans, and combo loans. This is web-based version of the same calculator I use to determine the fee I need to charge for each loan.